1. Marketplace role. Zim Market Trade provides a platform for users to advertise, discover and contact each other about lawful listings. Zim Market Trade is not the buyer, seller, employer, broker, escrow agent or payment holder in user-to-user transactions unless a specific service expressly says otherwise.

2. No holding of transaction funds. Zim Market Trade does not hold, receive or safeguard money for ordinary user-to-user marketplace transactions. Users arrange payment directly between themselves and do so at their own risk.

3. Fraud and verification. Users must independently verify the identity of the person or business they are dealing with, the item or service, ownership, price, condition, documents and payment details. Never send money merely because a listing appears on the platform.

4. Safe meetings. When meeting another user, choose a public and safe location where practical, tell someone you trust where you are going, and avoid carrying large amounts of cash.

5. Find Love. Find Love is for adults aged 18 years and over only. Users should protect personal information, avoid sending money to people they meet through the service, and use caution before meeting in person. Public places are recommended for first meetings.

6. User responsibility and prohibited content. Users are responsible for the accuracy, ownership and legality of their listings and communications. Stolen goods, goods suspected to be stolen, counterfeit goods, illegal goods, controlled or prohibited items, unlawful services, fraudulent offers, misleading listings, abusive content and any activity that violates applicable law are not allowed on Zim Market Trade.

7. Moderation. Zim Market Trade may use automatic checks and human review to reject, hide, suspend or remove any listing, advertisement or account that appears fraudulent, unlawful, unsafe, misleading, prohibited or contrary to these Terms. Automatic checks may make mistakes, and users may contact Zim Market Trade to request review.

8. Reporting and blocking. Users may report suspicious listings or users through the reporting tools in the app. Users may also block a seller on their own device. Reports may be reviewed and may result in removal or suspension where appropriate.

Examples of prohibited listings include: stolen property; illegal drugs or controlled substances; weapons or explosives where unlawful; counterfeit or pirated goods; fraudulent financial schemes; fake documents or identities; unlawful sexual services; human trafficking or exploitation; dangerous or prohibited chemicals; and any other goods or services prohibited by applicable law or platform policy.

9. Platform liability. To the fullest extent permitted by applicable law, Zim Market Trade is not responsible for losses caused by fraud, misrepresentation, non-delivery, payment disputes, unsafe meetings or other conduct between users. Nothing in these Terms excludes any liability that cannot legally be excluded.

10. Reporting and contact. Suspicious listings or user conduct can be reported to zimarketrade@outlook.com.

11. Acceptance. By creating an account or publishing a listing, the user confirms that they have read, understood and agreed to these Terms & Conditions and the safety warnings shown in the app.